THE LIGHTWORKERS FOUNDATION

THE LIGHTWORKERS FOUNDATION
(printable version)

In association with the Scottish Complementary Medicine Association  

INSURANCE PROPOSAL FORM - UK RESIDENTS ONLY

     Malpractice/Professional Indemnity/Public/Products Liability Insurance

 (Losses Occurring Basis)

 

Please complete in blue or black ink.  Make sure that everything is legible.  This form is scanned electronically.  Please answer all questions.  No Insurance is in force until confirmation has been given.  The completion of this form does not bind either you or the insurer in contract.

 

Name including any trading name

and title (Mr/Mrs/Ms/Miss)

 

Correspondence Address

 

 

 

 

 


Postcode

 

Telephone Number

 


Email address

 



Therapies that you wish to cover:
Please scan and email copies of your certificate/diploma

 

 

Therapy

Dates / Duration of Course

Teacher / College

1

 

 

 

2

 

 

 

3

 

 

 

4

 

 

 

5

 

 

 

 

If you have more therapies that you require cover for please email a list of them with your application.

 

Some therapies not included on the approved therapies list may require an increase in premium.

 

Do you maintain client’s records and retain them for at least 7 years?                   

                                                        Yes   No

 

Are you a member of any other Professional Organisation? If yes, please list

                                                                                    Yes   No

Have you ever been subject to a disciplinary hearing or suspended from any Professional Organisation                 Yes   No

 

 

Do you carry or have you carried Professional Indemnity Insurance during the last 12 months                                 Yes   No

If yes, please provide

Name of Insurer

 

Limit of Indemnity

 

Expiry date of the policy

 

 

Have you had any claims or suits for negligence, errors or omissions been made against you or are you

aware of any circumstances which may result in any such claims being made against you                                      Yes   No


Has any Insurer ever cancelled, declined refused to renew or accepted on special terms your insurance
               Yes   No


If yes to either of these questions please email details on a separate sheet and you will be contacted.        

 

Do you wish to have Business Equipment Cover                              Yes    No

 

If yes please tick the level of cover required:

 

£1000

 

£2500

 

Date Insurance to commence  

 

 

I hereby declare and warrant the above statements and particulars are in all respects complete and true, that they are material, and that I have not suppressed or misstated any material facts and I agree that this proposal form shall be the basis of the contract with the underwriters and deemed to be part of the insurance coverage issued to me.

 

Signature of Proposer   …………………………….…….. Date …………………………….

 

We cannot accept any proposal form which is signed/dated more than 30 days prior to the commencement date.


Please complete and return pages 1 & 2 with  copies of your certificates to:

 

The LWF Training Centre
Myrtles, 83 Shore Road, Innellan, Dunoon. Argyll. PA23 7SP.

 

 

Holistic Insurance Services is a trading name of GINS Ltd

Authorised and Regulated by the Financial Services Authority

The insurance is underwritten by Novae Insurance Company Ltd



RETAIN THE PAGES BELOW FOR YOUR RECORDS

 

This Insurance is only available with membership to the SCMA


Therapy Insurance & SCMA Membership £86.50

 

THE LIGHTWORKERS FOUNDATION

 

MALPRACTICE, PROFESSIONAL INDEMNITY, PUBLIC & PRODUCTS LIABILITY INSURANCE SCHEME

 

 

TO ARRANGE COVER, FOLLOW THESE INSTRUCTIONS:

 

The policy is  written on a "Losses occurring" basis, so as long as the policy is force when the incident happened, then subject to the policy wording, terms and conditions the claim will be dealt with by your insurers.  The policy includes full retroactive cover.

 

1.       You must hold a recognised qualification

2.              Complete the proposal form and include all documentation

3.              Enclose your cheque for the correct premium payable to The Lightworkers Foundation

4.              Enclose copies of your Qualification Certificates

5.              Send the above by post to
The LWF Training Centre SCMA BCMA Ass.
 Myrtles, 83 Shore Road, Innellan, Dunoon. Argyll. PA23 7SP.

(You may also scan your documents and email to info@scma.org.uk
and you may pay for your insurance using the pay pal icon however the original singed application must also be posted to us
)
 

ANNUAL PREMIUMS:

 

Malpractice, Public & Products Liability*

 

Including retroactive cover for previously insured periods

Libel and slander/breach of confidentiality

Jury Service compensation

Legal Helpline**

Legal defence costs in respect of claims made under the policy

 

Legal defence costs in respect of disciplinary hearings

Limit of indemnity £500,000 ***

Legal/accountancy costs incurred as a result of an       Inland Revenue or VAT investigation

Limit of indemnity £100,000 ***

 

Optional Cover

 

 

Business Equipment*

 

 

 

 

 

*     Terms and conditions apply.  A copy of the policy wording is available upon request

**   Provided by First Assist

*** This section is underwritten on a “Claims Made” basis and therefore must be in force at the time a claim is made against you.

 

Limit of indemnity

 

inclusive of defence costs and expenses

 

£5,000,000

 

 

 

 

 

 

 

 

 

 

 

 

Up to £1,000

Up to £2,500

 

 

 

 

 

 

 

 

 

Premium

 

 

 

£56.50

 

 

 

 

 

 

 

 

 

 

 

 

£60.00

£80.00

 

 

 

 

 

All premiums include 5% Insurance Premium Tax   Administration Fee and use of legal helpline

 

Policies are issued on a 12 month basis.  Refunds are not given after the first 30 days of cover due to the nature of the insurance. These rates are valid to 28th February 2009.

 

APPROVED THERAPIES

 

Please note therapies listed with a + do carry an additional premium, please contact us and we can advise you of the premium, therapies that are not marked are included within the standard price
For unlisted therapies please call to see if we can consider them.

 

 

*Excludes any stage or entertainment hypnosis/additional endorsements apply

**Excludes treatment of Professional Sports Persons or Entertainers. This is available at an additional premium

 

Acupressure

Acupuncture +

Acupuncture incl Moxibustion and Cupping  +

Addiction Therapy

Airbrush Tanning  +

Alexander Technique

Allergy Testing

Allergy Therapy

Amatsu

Angel Therapy

Angelic Reiki

Animal Communication

Animal Manipulation  +  *

Antenatal Education

Antenatal Exercise

Aqua Detox

Aqua Natal Training

Aromatherapy

ART (Active Release Technique) Therapy

Art Therapy

Auricular Acupuncture  +

Autogenic Training

Ayurveda

Baby Massage Instructor

Baby Yoga

Bach and Australian Bush Flower Remedies

Balinese Massage

Beauty Therapy  +  *

Bio Detox Therapy

Bio-Energy Therapy

Bio-Resonance

Biomagnetic Therapy

Biomechanic Therapy

Birth and Postnatal Doula

Body Alignment Technique

Body Analysis

Bowen for Horses +  *

Bowen for small animals  +  *

Bowen Technique

Buteyko Breathing Method

Chakra Balancing

Chi Kung / Qi Gong

Chi-do therapy

Child, Adolescent and Family Therapy

Clinical Camouflage

Clinical Hypnotherapy/Psychotherapy

Coaching  *

Colonic Hydrotherapy +

Colour and Image Consultancy

Colour Breathing

Colour Therapy

Counselling

Craniosacral Therapy

Crystal healing

Cymatics

Dance Teacher

Daoyin Tao

Depilation  +  *

Dermal Fillers  +

Diet and Nutrition Advice

Dowsing  *

Drama & Movement Therapy

Dream Analysis

Ear Candling  *

Ear Piercing (lobe only)  +  *

Egyptian Sekhem Reiki

Electrical Epilation  +  *

Electro Crystal Therapy

Electro- Stimulation Therapy

Electro Crystal Therapy

Emotional Freedom Technique (EFT)

Energy Healing

Equine Therapies  +  *

Exercise/Fitness Instruction

Eye Movement De-Sensitisation Reprogramming (EMDR)

Facial and Body Beauty Therapy

Faradism

Feng Shui

Foot Detox Treatment

Gentle Spinal Works  +

Glycolic Peels  +  *

Hand Reflexology

Healer Dowsing

Healing Including Animals +

Healthy Eating Advice *

Hellerwork

Herbalism

Holistic Podiatary

Holographic Repatterning

Homeopathy

Huna

Hydrotherapy

HypnoBirthing  *

Hypnotherapy  *

Image Consultancy

Indian Face Massage

Indian Head Massage

Interpersonal Training

IPL (Intense pulsed light)  +  *

Iridology

Journey Therapy

Kairos/Shen Therapy

Kinesiology

Life Coaching

Life Skills Consultancy

Light Therapy

Light Touch Therapy

Massage

Low Level Laser Therapy  *

Magnetic Therapy

Manicure and Pedicure

Manual Lymphatic Drainage

Meditation

Mentoring

Meridian Therapies

Metabolic Typing

Metamorphic Technique

Metabolic Typing

Microdermabrasion  +

Micro pigmentation  +  *

Music Therapy

Nail Care including Nail Extensions

Naturopathy

Neuro-Linguistic Programming  *

Neuromuscular Therapy

No hands Massage

Nutrition

On Site Massage

Ozone Therapy  +  *

Past Life Regression

Personal Training

Phytobiophysics

Phytotherapy,

Pilates

Polarity Therapy

Pranic Healing

Psychotherapy

Pulsing

Quantum-Touch

Radionics

Raindrop Therapy

Reconnective Healing

Red Vein Treatment  +  *

Reflexology

Reiki

Remedial & Sports Massage **

Scenar Therapy

Seated Acupressure

Seichem

Seiki

Self Tanning  +

Semi Permanent Make Up  +  *

Shamanic Healing

Shiatsu

Smoking cessation therapy  *

Sound therapy

Spinal Touch

Spiritual coaching

Spiritual Healing

Stress Management

Tai Chi

Terra-Mai Reiki/Seichem

Thai Massage  *

Thai Yoga Massage

The Trager Approach

Thought Field Therapy

Threading and Tweezing  +

Time Line Therapy

Touch For Health

Trager Approach

Trigger Point Therapy

Tui Na Massage

Tuning Fork Therapy

Ultra Sound Therapy

Vibrational Medicine

Water Shiatsu  *

Waxing/Depilation  +  *

Weight Management Consultancy

Yoga Teaching/Therapy

Zero Balancing

 

 Teaching/Tuition:

 

The policy will provide an indemnity for legal liability incurred in respect of teaching, provided as an individual tutor, delivering a course devised by a third party, with the third party issuing the qualification certificates.    

 

Subject to an additional premium we may be able to extend the policy cover to include liability arising from courses devised by you.  To extend the policy we will need full details of the course including the syllabus, for approval by our underwriters.